Free · No signup · No commitment
Tools I use, free for anyone.
I build my own analysis tools before I buy or sell anything. These are free versions anyone can use: no account, no email required, and every calculation runs locally in your browser. Nothing you type is stored or sent anywhere.
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Mortgage calculator with the whole payment
The full monthly payment, not just principal and interest: HOA dues, King County levy-rate property tax, HO-6 insurance, PMI that drops at 80% loan-to-value, extra-payment payoff analysis, stress tests, and shareable scenario links.
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Buy vs rent: the honest version
Model any number of ownership years with maintenance, appreciation, and the full cost of selling at the end, against renting the same years and investing the difference. Built to tell you to keep renting when the numbers say so.
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Home sale proceeds with WA excise tax
What you actually walk away with: Washington's graduated state excise tax computed bracket by bracket, local excise tax, commission, payoff, and closing costs.
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Coming next
A special assessment stress tester and a condo document checklist. If there is a calculation you wish existed, tell me and I will build it.
These tools are educational and illustrative, not lending, legal, tax, insurance, or investment advice. Prithvi Dhelia is a licensed real estate broker in Washington State with Beyond Real Estate.